The Benefits of Homeownership

March 30, 2017 by Kyle Clayton in entrepreneur, young entrepreneur, real estate

We all need a roof over our heads, whether it's a home, apartment, condo, or townhouse. However, housing can be a complicated and even become an emotional decision. Especially after the downturn, people can be hesitant to buy a home, the good news is homeownership is still beneficial.

Health Benefits: Homeowners and their families are generally more engaged in the community and healthier individuals, mentally and physically, according to Mark Lindblad, research director at the University of North Carolina’s Center for Community Capital. Children who's parents own a home also do better academically.

Tax Benefits: if you're single or married, without any children, you probably don't have many deductions to help lower your tax burden. Owning a home automatically allows you to deduct taxes and interest paid that year. Make sure you speak with an Accountant to make sure your deductions are correct.

Stable Costs: Rents are rising in today's market and owning a home, with a fixed rate loan, makes your housing costs predictable. As you pay down the loan amount, your mortgage will cost you even less. Rent is always cheaper in the short term, but owning a home stabilizes that cost and lowers it in the long term. A rental will never do that.

Build Wealth: Homes typically go up in value, although that can fluctuate in the short term, house values in the long term are stable. Real Estate is a long term investment so be patient. Luckily there are also monthly gains in equity as you continue to pay your mortgage down. The bottom line is that real estate is still a great way to build wealth for you and your family.

Capital Gains Exclusion: When you sell your primary residence for a profit, you get to keep $250,000 if your single and $500,000 if you're married. You'll pay $0.00 in capital gains taxes. ZERO!

The financial benefits are clear but the social benefits are based on stability. So when thinking of buying a home, make sure you're going to stay there for the long term. Then get a fixed rate mortgage and look for downpayment assistance if needed. That, along with a stable job, will ensure that you reap the financial and social benefits of owning a home.

Need help making those decisions? Know someone buying or selling? Please contact me, Team Clayton Real Estate is ready to help you! Visit: www.teamclayton.com or email Kyle@teamclayton.com

Back to Square One.

October 26, 2016 by Kyle Clayton in Health, personal growth

The roller coaster ride of Hemochromatosis and Iron levels is emotional and stressful.

Low Blood Counts

September 20, 2016 by Kyle Clayton in personal growth, Health

If you have followed along on my hemochromatosis journey, then you know that every week I get a phlebotomy. Which is a fancy word for blood donation. If you haven't followed along, then you need to catch up on previous blogs. Also, watch this video.

The Non-Phlebotomy

August 31, 2016 by Kyle Clayton in personal growth, Health

"If it's a Tuesday, it's a phlebotomy day", has become a normal phrase for me this month. As you may have read in previous blogs, it's becoming a part of my life. Here's a video of my diagnosis journey:

This week was no different than any other and I began my preparations 36 hours prior to my scheduled phlebotomy. The best preparation is hydrating, eating well, and resting. When Tuesday came I was ready and confident, I had even given Shane the week off and brought my good friend, Amy.

The Third Time's A Charm!

August 24, 2016 by Kyle Clayton in Health, personal growth

So, as you may have read in last week's blog, things didn't go so well. That's probably the worst it can get for a phlebotomy patient. Not to mention, it was only my second phlebotomy ever! Going in to this week, I was scared.

Donating Blood and Almost Passed Out!

August 17, 2016 by Kyle Clayton in personal growth, Health

I have Hemochromatosis and every week I have to go in for a Phlebotomy, which is a fancy word for blood donation. Every Tuesday I go in to donate a pint of blood and this week was no exception. Little did I know what a crazy experience it would be.

What Is Hemochromatosis?

August 10, 2016 by Kyle Clayton in personal growth, Health

I recently found out that I have Hemochromatosis. This means that I have to medically extract the excess iron from my body via phlebotomies. That's a fancy word for donating blood. Learn more about Hemochromatosis and my journey.

Welcome to my blog!

July 25, 2016 by Kyle Clayton in personal growth

What's the blog all about? Well, not just about my life, it's going to be about the lessons I've learned too.

4 Ways To Spur Your Creativity

March 18, 2015 by Kyle Clayton in creative

Being Creative is hard. Staying creative is even more difficult. We all have times when we're full of creativity and other times we are not. Sometimes the creativity doesn't come back to you as quickly as other times. Here is how I spur my creativity, when I need to.

Relationships Aren't Built by Everything Being Perfect

March 11, 2015 by Kyle Clayton

Starting a business can be a challenge, especially when working with clients and customers. As the owner, the goal is to make every interaction positive and every experience with your business a good one.

That creates a problem. Things don't always go 'right'.

Why You Don't Need an Investor

February 18, 2015 by Kyle Clayton in startup

Business today is all about Angel Investors and Crowd Funding to raise capital for your start-up. I think those are great options for some businesses but not all of them.

How I Boosted My Sales 49% with Social Media

January 27, 2015 by Kyle Clayton in entrepreneur

When I started using Twitter and Facebook for my business in 2011, I would have never thought it could grow my business the way it did. But that year, I increased my cleaning company’s sales by 49 percent.

10 Tips For New Entrepreneurs

January 20, 2015 by Kyle Clayton in young entrepreneur

My 10 tips for new entrepreneurs as they begin building their business. Hope they help inspire you!

Lessons Learned: Grow Smarter, Not Faster.

January 13, 2015 by Kyle Clayton in entrepreneur

When growth is a priority, there's no such thing as an easy business. That's a big lesson I learned while building Jackrabbit Janitorial.

How Becoming an Entrepreneur Changed Me

January 06, 2015 by Kyle Clayton in personal growth

Read about how the journey of being an entrepreneur changed me personally and professionally. It's not an easy road but you learn a lot about yourself!